Legal Information

1. Acceptance of Terms

You understand and accept that Kalpi Finwiz Advisory Private Limited maintains the website https://www.kalpicapital.com/ (or your specific website URL) and content on other third-party platforms (going ahead referred to as "Site") to provide visitors with information about Kalpi Finwiz Advisory Private Limited, its services and products, and to facilitate communication with Kalpi Finwiz Advisory Private Limited and availing its services. You also accept that visitors to the Site are required to read the below terms, and use of the Site constitutes your acceptance and agreement to be bound by such terms, and the changes therein to the Terms from time to time, relating to your usage of the Site as communicated and made available on the Site.

You are aware and accept that all information, content, materials, products (including, but not limited to text, content, photographs, graphics, video and audio content) on the Site is protected by copyright in the favor of Kalpi Finwiz Advisory Private Limited under applicable copyright laws and is also protected otherwise under general intellectual property law.

You understand and accept that all information submitted by you through the Site shall be deemed the property of Kalpi Finwiz Advisory Private Limited, and Kalpi Finwiz Advisory Private Limited shall be free to use any ideas, concepts, know-how or techniques provided by you at the Site, in any manner whatsoever. On initiating a contact through the Site, you agree to being contacted by Kalpi Finwiz Advisory Private Limited or any other entities with whom Kalpi Finwiz Advisory Private Limited has entered into an arrangement.

You agree that you shall not copy, reproduce, sell, redistribute, publish, enter into a database, display, perform, modify, transmit, license, create derivatives from, transfer, or in any way exploit any part of any information, content, materials, services available from or through the Site, except that which you may download for your own personal, non-commercial use.

You agree that you will not use Kalpi Finwiz Advisory Private Limited's Site for any purpose that is unlawful or prohibited by these Terms. You also agree you will not use the Site in any manner that could damage, disable, or impair the Site or interfere with any other party's use or enjoyment of the Site.

You acknowledge that the software and hardware underlying the Site as well as other Internet related software which are required for accessing the Site are the legal property of the respective Vendors. The permission given by Kalpi Finwiz Advisory Private Limited to access the Site will not convey any proprietary or ownership rights in the above software/hardware. You agree that you shall not attempt to modify, translate, disassemble, decompile, or reverse engineer the software/hardware underlying the Site or create any derivative product based on the software/hardware.

You understand and accept that not all the products and services offered on this Site are available in all geographic areas and you may not be eligible for all the products or services offered by Kalpi Finwiz Advisory Private Limited on the Site. Kalpi Finwiz Advisory Private Limited reserves the right to determine the availability and eligibility for any product or service.

Kalpi Finwiz Advisory Private Limited shall not be liable if any transaction does not fructify or may not be completed or for any failure on part of Kalpi Finwiz Advisory Private Limited to perform any of its obligations under these terms and conditions or those applicable specifically to its services/facilities if performance is prevented, hindered or delayed by a Force Majeure event (defined below) and in such case its obligations shall be suspended for so long as the Force Majeure event continues.

"Force Majeure Event" means any event due to any cause beyond the reasonable control of Kalpi Finwiz Advisory Private Limited, including without limitations, unavailability of any communication systems, breach, or virus in the processes or payment or delivery mechanism, sabotage, fire, flood, explosion, acts of god, civil commotion, strikes or industrial action of any kind, riots, insurrection, war, acts of government, computer hacking, unauthorized access to computer data and storage devices, computer crashes, malfunctioning in the computer terminal or the systems getting affected by any malicious, destructive or corrupting code or program, mechanical or technical errors/failures or power shut down, faults or failures in telecommunication etc.

2. Changes to Terms and Conditions

3. User Responsibilities

• Provide accurate and complete information
• Maintain the confidentiality of your account credentials
• Use services only for lawful purposes
• Comply with all applicable securities laws and regulations
• Report any unauthorized use of your account immediately

4. Intellectual Property

All content, trademarks, service marks, and logos on our platform are owned by Kalpi Capital or our licensors. You may not use, reproduce, or distribute any content without our prior written consent.

5. Limitation of Liability

You understand and agree that Kalpi Finwiz Advisory Private Limited assumes no liability whatsoever regarding the timeliness, completeness, accuracy, adequacy, fullness, functionality, and reliability of the information, statements, opinions, statistics, products, services, and materials contained, provided, posted, or expressed on the site. Kalpi Finwiz Advisory Private Limited will not be liable for any damages, whether direct, incidental, special, or consequential, incurred by any user of this site on account of the use of the information, statements, opinions, statistics, products, services, and materials contained, provided, posted, or expressed in the site, whether or not the operators of the site knew or should have known that such damages might be incurred, including but not limited to loss of income or profits or market value loss on the sale or purchase of securities and/or funds.

Any advice or recommendation on the site has been made on a general basis without taking into account or considering the investment objective, financial situation, or particular need of any user or reader, any specific person or group of persons. Any reliance on such advice or recommendation is entirely at your own risk. In all cases, you should always seek the advice of professional advisers regarding the evaluation of any product, mutual funds, or other financial instrument, report, index, advice, opinion, or any other content.

All rights not expressly granted herein are reserved.

Privacy Practices

1. Cookies and Similar Technologies:

   We may use cookies and similar technologies to collect information and enhance your experience on our website. You can manage your cookie preferences through your browser settings.

2. Third-Party Links:

   Our website may contain links to third-party websites. We have no control over the content and privacy practices of these websites. We encourage you to review their privacy policies before providing any personal information.

3. Data Security:

   We implement reasonable security measures to protect your personal information from unauthorized access, disclosure, alteration, and destruction.

4. Children's Privacy:

   Our website is not directed at individuals under the age of 18. We do not knowingly collect personal information from children. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us, and we will delete such information.

5. Changes to This Privacy Policy:

   We reserve the right to update our privacy policy. Any changes will be posted on this page with the updated date.

Policy Rationale

Our no refund policy is in place due to the nature of financial markets and the irrevocable commitment of resources upon initiation of services. Once a transaction is processed, it cannot be reversed or undone. Please review all terms and ensure you fully understand our offerings before making any payments.

Exceptions

Refunds will only be considered in the event of a proven technical error resulting in duplicate charges. All such requests must be submitted in writing within 7 days of the transaction date and will be subject to verification. Verified refunds will be credited back to the original payment method in 7 business days.

Contact

For questions regarding this policy, please contact our info team at info@kalpicapital.com.

Key Risk Factors

• Market risk: Prices of securities and other assets can decline due to economic, political, or market events.
• Liquidity risk: Some investments may not be easily sold or converted to cash without significant loss in value.
• Regulatory risk: Changes in laws or regulations may impact your investments or the services provided.
• Operational risk: Failures in systems, processes, or external events may affect your investments.

No Investment Advice

The information provided by Kalpi Capital (Kalpi Finwiz Advisory Private Limited) is for informational and educational purposes only and does not constitute investment, legal, or tax advice. You should consult with qualified financial advisors before making any investment decisions.

Regulatory Information

Kalpi Capital (Kalpi Finwiz Advisory Private Limited) is committed to compliance with all applicable laws and regulations. However, regulatory changes or interpretations may affect the services we provide and the value of your investments.